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Payment for your order in 3 or 4 installments at no additional cost by credit card, starting from €50 in purchases up to €3000 with Alma.

Our partner Alma offers you a fee-free financing solution called 3x and 4x Alma, allowing you to pay for your purchases from €50 up to €3000 without fees using your credit card.

Conditions : This offer is reserved for individuals (legal age individuals) residing in France and holding a Visa or MasterCard with a validity period longer than the chosen financing duration. Cards with systematic authorization, such as Electron, Maestro, Nickel, etc., as well as e-cards, Indigo, and American Express cards, are not accepted.

 Subscription Process : After completing your order, simply click on the "Alma" button. You will then be redirected to Alma's partner page displaying a detailed summary of your order and the personalized financing request, which you must then validate.

You enter your personal information, or if you have an Alma account, you log in using the connection credentials linked to your Alma account. You review the general terms of installment payment you wish to subscribe to, provided to you in PDF format for reading, printing, and saving before acceptance. You then confirm your electronic acceptance by checking the corresponding box.

You acknowledge that the "double-click" associated with checking the box regarding awareness of the general terms constitutes consent to contract and represents an irrevocable and unconditional acceptance of the product's general terms. PAY WITH ALMA?

  • Once the data is entered, you will move to the next screen, which, depending on your bank, will ask you to enter a numerical code that can be obtained through one of the following methods:
  • Your bank will send you the numerical code that you must enter on your mobile via SMS.
  • Your bank will have previously provided you with a coordinate card with which you can unequivocally identify the numerical code to enter.
  • In addition, for security, you must also provide your identification document or another similar document. This way, you will always use a secret code.
  • Your bank will have previously provided you with a coordinate card with which you can unequivocally identify the numerical code to enter.
  • You must enter your card's PIN, which is the code you use at ATMs to withdraw money.

Our goal is to facilitate your purchases, which is why we have ALMA, a secure payment method with no additional fees. Furthermore, it offers you the option to make a single payment or split it into several installments.

Unless proven otherwise, the data recorded by Alma constitutes evidence of all transactions between you and Alma. If you request a financing solution offered by Alma, information related to your order will be transmitted to Alma for the purpose of studying your request for granting, managing, and recovering credit. Alma reserves the right to accept or refuse your request for financing in 3 or 4 installments without fees.
You have a 14-day cooling-off period to waive your credit.

Operation : Payment in 3 installments at no cost by credit card allows you to settle the order placed on our merchant site as follows:

  • A mandatory down payment, debited on the day of the confirmation of the shipment of your order, corresponding to one-third of the order.
  • Two installments, each corresponding to one-third of the order, collected at 30 and 60 days after.

Payment in 4 installments at no cost by credit card allows you to settle the order placed on our merchant site as follows:

  • A mandatory down payment, debited on the day of the confirmation of the shipment of your order, corresponding to one-third of the order.
  • Three installments, each corresponding to one-third of the order, collected at 30, 60, and 90 days after.

The amount is paid by credit (Article L. 312-45, Consumer Code).

In case of cancellation: In case of credit refusal by Alma, this will result in the cancellation of the order. Likewise, any termination of the STCS between the Customer and the Seller will result in the termination of the CGU or the credit agreement between Alma and the Customer.

Complaints : In case of a complaint, you can contact Alma on their website: https://almapay.com/fr-FR/nous-contacter or support@getalma.eu and support@almapay.com.

You can also contact us at: contact@emma.fr - Finally, you can appeal to the mediation agency, AFEPAME.

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